Paul: justified by faith apart from works
What then will we say that Abraham, our forefather, has found according to the flesh? For if Abraham was justified by works, he has something to boast about, but not toward God. For what does the Scripture say? “Abraham believed God, and it was accounted to him for righteousness.” Now to him who works, the reward is not counted as grace, but as something owed. But to him who doesn’t work, but believes in him who justifies the ungodly, his faith is accounted for righteousness. Even as David also pronounces blessing on the man to whom God counts righteousness apart from works, “Blessed are they whose iniquities are forgiven, whose sins are covered. Blessed is the man whom the Lord will by no means charge with sin.”
Romans 4:1-8In context. Paul continuing the argument with Abraham: Genesis says Abraham believed God and it was counted to him as righteousness, before he had done any work. David is quoted on the blessing of a sin not counted.
Scripture states it. Paul says righteousness is counted to the one who does not work but believes, and rules out any work as its ground. Both sides confess that much; they still differ on whether justification is a verdict once given or a state that grows and can be lost.
The Catholic reading
Paul excludes “works of the law”, the Jewish boundary markers and the attempt to earn standing before God. He never writes “faith alone”; the one time the Bible puts the words together, James says “not only by faith”. Catholics agree that nothing we do earns the first grace.
“none of those things which precede justification-whether faith or works-merit the grace itself of justification.”
Council of Trent, Session 6, chapter 8, 1547
The Protestant reading
Paul says Abraham was counted righteous when he believed, before any work, and that the blessing is to the one who “doesn’t work, but believes”. Ephesians 2:8-10 puts it in order: saved by grace through faith, not of works, then created for good works. “Faith alone” is shorthand for that.
“it is clear and certain that this faith alone justifies us”
Luther, Smalcald Articles II.1, 1537